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  • Tag Archives: reverse mortgage

    How to Avoid a Reverse Mortgage LESA...

    The implementation of the Financial Assessment in reverse mortgages has forced many reverse mortgage lenders to impose a Reverse Mortgage LESA for seniors that do not meet the requirements or fail one or more of the 3 Financial Assessment tests.  For many seniors, the imposition of a Reverse Mortgage LESA can literally be the difference maker […]

    Top 7 Benefits of Home Equity Conversion...

    The FHA insured Home Equity Conversion Mortgage (“HECM”) also known as a reverse mortgage is an incredible loan product that can literally change the life of eligible seniors over the age of 62.  HECMs are one of the most flexible loan products ever created.  Seniors need to analyze this loan product subjectively.  In other words, seniors need to look at […]

    HECM Guru Appears on TV show the “...

    Michael Gaddis, J.D., the CEO & Broker of Frontier Loan Group, Inc. (“FLG”), recently appeared on “The American Dream” hosted by Craig Sewing to discuss all things related to Home Equity Conversion Mortgages (“HECM”) aka reverse mortgages.  Michael Gaddis, J.D., also a licensed California attorney and a weekly radio show host on KCBQ AM 1170 […]

    Frontier Loan Group, Inc. CEO & Rev...

    Frontier Loan Group, Inc. CEO & Reverse Mortgage Expert, Michael Gaddis, J.D., was interviewed on April 30, 2016 by Drew Schlosberg of the San Diego Union Tribune during his “Community Spotlight Show” on wsRadio.com.  Drew Schlosberg asked Michael Gaddis, J.D. questions about his background as well as some substantive questions about reverse mortgages.  Michael Gaddis, […]

    Reverse Mortgage Information at Pomona G...

    Pomona Valley & Inland Empire Seniors, get your REVERSE MORTGAGE questions answered this Saturday, April 4, 2016 at the Golden Future 50+ Senior Expo located in the Sheraton Fairplex, 601 W. McKinley Ave, Pomona, CA 91768 from 10:00AM to 3:00PM. The EVENT is FREE. Michael Gaddis, J.D. the CEO and Broker of Frontier Loan Group, […]

    Free Reverse Mortgage Workshops: Reciev...

    Free Informational Workshop on FHA’s enigmatic Home Equity Conversion Mortgage (“HECM“) more commonly known as a Reverse Mortgage.  The workshops are hosted by Michael Gaddis, J.D., the CEO & Broker of Frontier Loan Group, Inc. (“FLG”).  In addition to being a NMLS licensed mortgage broker Michael Gaddis, J.D. is also a licensed CA attorney (The Law Offices […]

    The Importance of Estate Planning...

    Frontier Loan Group, Inc. CEO & Broker, Michael Gaddis, J.D. recently interviewed a top San Diego Estate Planning Attorney about the importance of estate planning.  Michael Gaddis, J.D., the host of “The Michael Gaddis Show” on AM 1170 The Answer used a personal experience from his own life to illustrate why EVERYONE should be preparing […]

    Celebrating a Reverse Mortgage (HECM)!!!...

    Michael Gaddis, J.D., CEO & Broker of Frontier Loan Group, Inc. (“FLG”) recently took his new friends, Peter & Janet of Oceanside, CA, to dinner at Benihana in Carlsbad, CA to celebrate their new reverse mortgage.  Also attending the dinner was Peter & Janet’s son, Mike.  Mike is the one that originally approached Michael Gaddis, […]

    Financial Assessment for Reverse Mortgag...

    On April 27, 2015, Housing and Urban Development (“HUD”) implemented a new financial assessment requirement to the Home Equity Conversion Mortgage (“HECM”), also known as “Reverse Mortgage,” product.  The requirement was established in order to evaluate reverse mortgage borrowers’ financial willingness and capacity to comply with the rules and responsibilities of a reverse mortgage.  This Financial Assessment […]

    Reverse Mortgage Workshop...

    Frontier Loan Group, Inc. (“FLG”) will be hosting a FREE reverse mortgage workshop on Thursday, November 12, 2015 at 10AM at its headquarters located at 6104 Innovation Way, Carlsbad, CA 92009.  FLG’s CEO/Broker & licensed CA attorney Michael Gaddis, J.D. will be leading the workshop which is aimed at educating those interested in reverse mortgages […]

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