Frontier Loan Group, Inc.’s (“FLG”) CEO and Broker, Michael Gaddis, J.D., recently appeared on “The American Dream” hosted by Craig Sewing to discuss home equity conversion mortgages (HECM), otherwise known as reverse mortgages.  Michael Gaddis, J.D. is an authority on reverse mortgages and frequently gives speeches, lectures and workshops on the nuts and bolts of this enigmatic loan product.  During the interview Michael Gaddis, J.D. talks with Craig about the importance of thoroughly understanding the product before making a decision as to whether a reverse mortgage is right for you.  “The decision of whether or not to utilize a reverse mortgage is a very personal decision based upon the individual circumstances of the borrower,” says Michael Gaddis, J.D, ‘There is no universal answer as to whether or not someone should or should not get into a reverse mortgage.”  The only way to know whether or not a reverse mortgage is the right choice is through education and evaluation.  There are so many myths and misconceptions out there that really confuse people.  Michael Gaddis, J.D. spends a lot of time clearing up these misconceptions.  After attending a reverse mortgage workshop led by Michael Gaddis, J.D. you will know more about reverse mortgages than 99% of the population.

In addition to being the Broker and CEO of FLG Michael Gaddis, J.D. is also a licensed CA attorney for The Law Offices of Michael Gaddis, APC and the host of “The Michael Gaddis Show” on KCBQ AM1170 The Answer.

omeone you know if considering a reverse mortgages please consider attending a reverse mortgage workshop given by Michael Gaddis, J.D.  The workshops last between 1 1/2 and 2 hours during which you will learn everything you ever wanted to know about reverse mortgages.  The workshops are geared toward education and there is absolutely no high pressure sales tactics.  Michael Gaddis, J.D. believes that the decision of whether or not to obtain a reverse mortgage is a personal decision based upon the individual set of circumstances of each individual.  What is right for one will not be right for another.  However, the only way to know for sure is to learn about the product from someone that really knows how it works.

Michael Gaddis, J.D. is a frequent lecturer on reverse mortgages and the host of “The Michael Gaddis Show” on San Diego’s KCBQ AM 1170 The Answer.  Although based in Carlsbad, CA, Michael Gaddis, J.D. travels throughout Southern California educating seniors on both the virtues of reverse mortgages as well as things to consider.  Reverse mortgages can literally be life changing for many seniors who need and deserve a higher quality of life.  More and more people are beginning to understand the virtues of HECMs and are considering using them in their retirement plans.

For more information on Frontier Loan Group, Inc. please visit To contact Michael Gaddis, J.D. you may email or call 888-242-2272.  If you want to attend a reverse mortgage workshop led by Michael Gaddis, J.D. you can either call FLG’s office or, if you have 2 or more people interested, Michael Gaddis, J.D. might be able to have a reverse mortgage workshop at a time and place of your choosing.