Free Informational Workshop on FHA’s enigmatic Home Equity Conversion Mortgage (“HECM“) more commonly known as a Reverse Mortgage.  The workshops are hosted by Michael Gaddis, J.D., the CEO & Broker of Frontier Loan Group, Inc. (“FLG”).  In addition to being a NMLS licensed mortgage broker Michael Gaddis, J.D. is also a licensed CA attorney (The Law Offices of Michael Gaddis, APC) and a real estate broker (Michael Gaddis, J.D. Realty Group) as well as the radio host of “The Michael Gaddis Show” on KCBQ AM 1170 The Answer which airs Wednesdays at 8PM.  Michael Gaddis, J.D. regularly addresses reverse mortgages on the “The Michael Gaddis Show” and is a frequent speaker at senior and baby boomer events.  The primary goal of the Reverse Mortgage Workshops is provide seniors and their loved ones with a pressure free environment in which to learn everything that there is to know about the world of reverse mortgages.  Among some of the topics that will be discussed are the following:

  • Eligibility Requirements
  • Qualification and Underwriting
  • Costs Associated with Reverse Mortgages and How to Minimize These Costs
  • Payment Programs
  • Fixed Rate v Adjustable Reverse Mortgages
  • HECM to HECM Refinances:  Why You Should Consider Looking Into One
  • Using a Reverse Mortgage to Purchase a Home
  • Weighing the Benefits and Considerations of Reverse Mortgages
  • addressing Myths and Misconceptions of Reverse Mortgages

Michael Gaddis, J.D. believes that no one should make a decision about ANY loan product without thoroughly understanding the nuts and bolts of how they work.  For years reverse mortgages have been subject to negative publicity but recent changes to the FHA Guidelines have now made these products popular with seniors.  Reverse mortgages can be a great tool to enhance a senior’s quality of life.


The Reverse Mortgage Workshops are very thorough and last, on average, about 1 1/2 hours.  Refreshments will be served.  Recently Michael Gaddis, J.D. switched microphones and appeared on “The Craig Sewing Show” on AM 1170 The Answer to discuss Reverse Mortgages.  Watch the following video to get an understanding of what Michael Gaddis, J.D. is like:

For more information on the Reverse Mortgages or FLG’s Reverse Mortgage Workshops please feel free to call 760-692-5950 or email Michael Gaddis, J.D. directly at Michael@MichaelGaddis.com.  Frontier Loan Group is licensed by the California Bureau of Real Estate as a Corporation-Real Estate Broker license #01449152 NMLS #345305; Michael Gaddis, J.D. is also licensed by the California Bureau of Real Estate Broker license #01433800 NMLS #280011.  Frontier Loan Group, Inc. is located in Carlsbad, CA.